Credit Card Debt Calculator

Become debt free, faster

See how long it will take for you to pay your credit card debt off at your current rate and learn how to save money on interest.

Just a few things to fill out. We never store any of your information.

I currently have $ in credit card debt.
The minimum payment is $ and I pay $ per month.
Across all of my cards, the average interest rate is $%.

Supercharge your path to financial independence

📈 Track your progress over time towards FI

🏆 Stay motivated with weekly reminders and earn achievements

🔬 Run "what if" scenarios in our data lab to simulate different paths to FI

🧠 Get insights on where you stand and how to reach your goals faster

🚫 We don't ask for any bank data

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